If you are one of the countless people who have consolidated all of your Federal Loans in the past at higher interest rate's, then you are not alone. You may be interested in knowing that Federal regulations DO permit a borrow the ability to refinance. Contrary to what other people may have told you, you can refinance and receive additional money saving rate incentives and program benefits. Certain restrictions apply and every case is different, however most people can enjoy additional incentives which their current lender may not offer.

We at Class Advantage understand the laws and regulations pertaining to student loans. We keep up to date with current events and changes within the industry. Call today and speak to one of our loan consultants to discuss your options.