Discounts
Receive up to 1.25% or 1.50% in additional rate reduction incentives!
You may be eligible to recieve an additional
1% interest rate reduction after you have made 24 or 36 monthly on time payments.
We will lower your fixed interest rate by .25% or .50% immediately if you elect to have your
payments electronically debited from a checking or savings account.
Call today to find out which program you qualify for!
800-440-8664
Recieve an even lower rate while in your grace period!
Your interest rates are 0.6% lower while you are in your 6 month grace period. Since the consolidation
process takes 30-45 days it is very important for you to apply for your consolidation
loan in advance of your grace expiring so you can take advantage of the historically low
rates. On your request, we will hold your application until 60 days prior to
your grace end date before funding your consolidation loan.
Benefits of consolidating include:
Lock in a low fixed rate for the life of the loan
Reduce your monthly payments by up to 50%
No credit check required
Various repayment options
No fees or costs, and no prepayment penalties
